1578 Boulder Creek Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1578 Boulder Creek Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1982
Lot Size	0.214 acres (9,336 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (May 2024)
Tax Bill	$10,421 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jan 2024 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`161-411-16-00`

Property Details

APN / Parcel Number

Primary APN	`161-411-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	9,336 sqft (0.214 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1578 BOULDER CREEK RD
City	OCEANSIDE
State	CA
Zip	92056-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 50 TR 008973
Legal Subdivision	GUAJOME MESA
Legal Tract	008973
Legal Block	2
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19305

Owner

1578 Boulder Creek Rd is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Grant Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 17, 2019	Deed of Trust, Mortgage FIRSTBANK
Aug 12, 2019	Deed of Trust, Mortgage FIRSTBANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Dec 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Document Number	2024113766
Prior Transfer Date	Dec 4, 2023
Prior Transfer Doc	0000012517
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2024
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000113766
Map Reference	MAP 8973
Instrument Date	Apr 30, 2024
Instrument	2024-0113766
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7822 GAVIOTA CIR, CARLSBAD, CA 92009-8219

Mortgage

Document Number	0000113767
Date	May 7, 2024
Instrument	2024-0113767

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2024
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000012517
Map Reference	MAP 8973
Instrument Date	Dec 4, 2023
Instrument	2024-0012517
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 UPPER HUMBIRD DR, SANDPOINT, ID 83864-8885

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000713866
Date	Oct 13, 2021
Instrument	2021-0713866

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000528663
Date	Jul 26, 2021
Instrument	2021-0528663

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000799104
Date	Dec 14, 2020
Instrument	2020-0799104

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000000381
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1578 BOULDER CREEK RD OCEANSIDE CA 920562926, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000000381
Date	Jan 2, 2020
Instrument	381

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000006320
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1578 BOULDER CREEK RD OCEANSIDE CA 920562926, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000006320
Date	Jan 7, 2020
Instrument	6320

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000258501
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1578 BOULDER CREEK RD OCEANSIDE CA 920562926, OCEANSIDE, CA 92056-2926

Mortgage

Document Number	0000258501
Date	Jul 1, 2019
Instrument	258501

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	1578 BOULDER CREEK RD, OCEANSIDE, CA 92056-2926
Document Number	0000513718
Instrument Date	Dec 14, 2018
Instrument	513718
Transaction Type	Transfer
Record Updated	Dec 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3474 DON JOSE DR CARLSBAD CA 920103918, CARLSBAD, CA 92010-3918

Tax Assessment & Valuation

The 2025 property tax bill for 1578 Boulder Creek Rd was $10,421.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,360 (+2%) Land $728,280 Building $208,080
2025	$10,421.00	$918,000 Land $714,000 Building $204,000
2023	$3,681.00 (+0.3%) Homeowner's exemption	$342,845 Land $185,656 Building $157,189
2022	$3,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1578 Boulder Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1578 Boulder Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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