15770 Willows Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15770 Willows Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,785 sqft · built 1900
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2011)
Tax Bill	$12,679 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-02-376-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-02-376-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,785 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	198 ft deep x 105 ft wide
Garage Area	1,021 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	15770 WILLOWS DR
City	SPRING LAKE
State	MI
Zip	49456-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FEMA FLOOD
Legal Description	PART OF LOTS 7 & 14 AND PART OF VAC CIRCLE DR COM NE COR OF LOT 13,TH N 01D 37M E 12 FT, TH N 84D 35M W 1436 FT, TH N 64D 10M W 701 FT TO PT OF BEG, TH S 52D 24M W 655 FT TO NE'LY COR OF LOT 7, TH S 52D 24M W ALG LOT LI 19245 FT TO PLAT BNDRY LI, TH
Legal Range	17W
Legal Township	8N
Legal Section	02
Legal Subdivision	S PLAT
Legal Block	376
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1006
Census Tract	20503

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2706 ROYAL FOX DR, SAINT CHARLES, IL 60174-8778
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage GRAND RIDGE NATIONAL BANK
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	201144892
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15770 WILLOWS DR, SPRING LAKE, MI 49456-1145
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ROYAL FOX DR, SAINT CHARLES, IL 60174-8778

Mortgage

Document Number	20220012358
Date	Apr 1, 2022
Instrument	2022-0012358

Lender

Name	GRAND RIDGE NATIONAL BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15770 WILLOWS DR, SPRING LAKE, MI 49456-1145
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 ROYAL FOX DR, SAINT CHARLES, IL 60174-8778

Mortgage

Document Number	20220012077
Date	Mar 30, 2022
Instrument	2022-0012077

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,300 (+4.61%)	$490,600 (+4.61%)
2025	$12,679.00 (+18.27%)
2023		$234,500	$469,000
2022	$10,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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