15760 Willows Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15760 Willows Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,878 sqft · built 2017
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2017)
Tax Bill	$11,855 (2025)
Deeds & Mortgages	Aug 2026 Transfer Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-02-376-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-02-376-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,878 sqft Living Area
1st Floor Area	763 sqft
Basement Area	763 sqft
Unfinished Basement	763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	235 ft deep x 82.7 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15760 WILLOWS DR
City	SPRING LAKE
State	MI
Zip	49456-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FEMA FLOOD
Legal Description	PART OF LOTS 9, 10, 11 & 14 AND PART OF VAC CIRCLE DR DESC AS COM AT PT CALLED 'A' LOCATED AS FOL, COM AT NE'LY COR OF LOT 13 TH N 01D 37M E 12 FT, TH N 84D 35M W 1196 FT TO PT CALLED 'A', TH S 24D 45M W 2498 FT TO BNDRY LI PLAT, TH NW'LY ON SD LI 82
Legal Range	17W
Legal Township	8N
Legal Section	02
Legal Subdivision	S PLAT
Legal Block	376
Legal Lot Number	9-11,13
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1006
Census Tract	20503

Owner

15760 Willows Dr is owned and occupied by two individuals who acquired it in August 2026.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Feb 2, 2017	Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Deed Document Number	20174131
Last Transfer Date	Aug 17, 2026
Transfer Doc	0000025748
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 20, 2026
Property Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145
Document Number	0000025748
Instrument Date	Aug 17, 2026
Instrument	202625748
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170011912
Date	Apr 5, 2017
Instrument	2017-0011912

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145
Transaction Type	Mortgage
Record Updated	May 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200016436
Date	Apr 29, 2020
Instrument	2020-0016436

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 2, 2017
Property Address	15760 WILLOWS DR, SPRING LAKE, MI 49456-1145
Document Number	20170004131
Map Reference	LB7 PG25
Instrument Date	Jan 31, 2017
Instrument	2017-0004131
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$4,558.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15760 WILLOWS DR, 15760, SPRING LAKE, MI 49456-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 E WEBSTER AVE, ELMHURST, IL 60126-3636

Tax Assessment & Valuation

The 2025 property tax bill for 15760 Willows Dr was $11,855 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,500	$795,000
2025	$11,855.00
2023		$369,300	$738,600
2022	$9,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15760 Willows Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15760 Willows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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