15770 Saddle Ridge Ln E, Granger, IN 46530 Property Records

St. Joseph County property record for 15770 Saddle Ridge Ln E, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,553 sqft · built 1990
Lot Size	0.671 acres (29,260 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jan 2012)
Tax Bill	$5,935 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-15-306-018.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-04-15-306-018.000-011`
Alternative APN	`0061006005881`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,553 sqft Living Area
Basement Area	1,938 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	29,260 sqft (0.671 acres)
Lot Dimensions	209 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0061006005881
Street Address	15770 SADDLE RIDGE LN E
City	GRANGER
State	IN
Zip	46530-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL VALLEY AT KNOLLWOOD SEC 4 LOT 103
Legal Section	04
Legal Subdivision	QUAIL VLY/KNOLLWOOD SEC 4
Legal Lot Number	103
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1008
Census Tract	11403

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15770 SADDLE RIDGE LN E, GRANGER, IN 46530-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2012 · Amount on Record
Deed Sale	Jan 6, 2012 · Amount on Record
Deed Document Number	0001200498
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	15770 SADDLE RIDGE LN E, GRANGER, IN 46530-7001
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002524483
Date	Sep 29, 2025
Instrument	2524483

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	15770 SADDLE RIDGE LN E, GRANGER, IN 46530-7001
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135672
Date	Oct 8, 2021
Instrument	2135672

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	15770 SADDLE RIDGE LN E, GRANGER, IN 46530-7001
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130510
Date	Sep 2, 2021
Instrument	2130510

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$650,100 (+30.7%) Land $139,900 Building $510,200	$650,100 (+30.7%) Land $139,900 Building $510,200
2024	$5,935.00 (+32.92%)
2023	$4,465.00 (-9.62%)	$497,400 (-) Land $139,800 Building $357,600	$497,400 (-) Land $139,800 Building $357,600
2022	$4,940.00 Homeowner's exemption	$497,400 Land $139,800 Building $357,600	$497,400 Land $139,800 Building $357,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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