15689 Saddle Ridge Ln E, Granger, IN 46530 Property Records

St. Joseph County property record for 15689 Saddle Ridge Ln E, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,193 sqft · built 1988
Lot Size	0.595 acres (25,960 sqft)
Owner	Individual Name on File
Tax Bill	$2,755 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-15-326-005.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-04-15-326-005.000-011`
Alternative APN	`00610982467`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,193 sqft Living Area
Basement Area	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	25,960 sqft (0.595 acres)
Lot Dimensions	236 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00610982467
Street Address	15689 SADDLE RIDGE LN E
City	GRANGER
State	IN
Zip	46530-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 QUAIL VALLEY AT KNOLLWOOD SEC 1
Legal Subdivision	QUAIL VLY/KNOLLWOOD SEC 01
Legal Lot Number	5
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1010
Census Tract	11403

Owner

15689 Saddle Ridge Ln E is owned and occupied by an individual who acquired it in March 2018.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Nov 10, 2020	Transfer on Death Deed, Transfer
Mar 9, 2018	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 9, 2018
Transfer Doc	1805439
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1806438
Date	Mar 21, 2018
Instrument	1806438

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Apr 15, 2040

Interest

Rate Type	Fixed Rate

November 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 10, 2020
Property Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927
Document Number	2035157
Map Reference	DOC 8620784
Instrument Date	Nov 9, 2020
Instrument	2035157
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 9, 2018
Property Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927
Document Number	1805439
Map Reference	DOC 8620784
Instrument Date	Feb 27, 2018
Instrument	1805439
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15689 SADDLE RIDGE LN E, GRANGER, IN 46530-8927

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$457,700 Land $78,400 Building $379,300	$457,700 Land $78,400 Building $379,300
2024	$2,755.00 (+1.96%)
2023	$2,702.00 (-7.18%)	$318,000 (+2.95%) Land $78,400 Building $239,600	$318,000 (+2.95%) Land $78,400 Building $239,600
2022	$2,911.00	$308,900 Land $78,400 Building $230,500	$308,900 Land $78,400 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15689 Saddle Ridge Ln E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15689 Saddle Ridge Ln E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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