1577 W Chaparral Ave, Rathdrum, ID 83858 Property Records

Kootenai County property record for 1577 W Chaparral Ave, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1999
Lot Size	4.8 acres (209,132 sqft)
Owner	Individual Name on Record
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065440020010`

Property Details

APN / Parcel Number

Primary APN	`065440020010`
Alternative APN	`222535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 1999
Construction Type	Frame
Foundation Type	Concrete
Lot Area	209,132 sqft (4.8 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	222535
Street Address	1577 W CHAPARRAL AVE
City	RATHDRUM
State	ID
Zip	83858-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSEY ESTATES, LT 1 BLOCK 2 1152N04W
Legal Subdivision	RAMSEY ESTATES
Legal Block	2
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2011
Census Tract	201

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1577 W CHAPARRAL AVE, RATHDRUM, ID 83858-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020
Deed Sale	Sep 1, 2020
Prior Sale	Dec 5, 2011
Deed Document Number	2774863000
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1577 W CHAPARRAL AVE, RATHDRUM, ID 83858-8600
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 W CHAPARRAL AVE, RATHDRUM, ID 83858-8600

Mortgage

Document Number	2810632000
Date	Feb 8, 2021
Instrument	2810632000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 1, 2020
Property Address	1577 W CHAPARRAL AVE, RATHDRUM, ID 83858-8600
Document Number	2774863000
Map Reference	MB I PG 134-134C
Instrument Date	Aug 13, 2020
Instrument	2774863000
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 W CHAPARRAL AVE, RATHDRUM, ID 83858-8600

Mortgage

Document Number	2774864000
Date	Sep 1, 2020
Instrument	2774864000

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-5.25%) Homeowner's exemption	$921,532 (+0.81%) Land $434,912 Building $486,620	$921,532 (+0.81%) Land $434,912 Building $486,620
2024	$2,798.00 (+4.52%)
2023	$2,677.00 Homeowner's exemption	$914,115 (+0.29%) Land $448,745 Building $465,370	$914,115 (+0.29%) Land $448,745 Building $465,370
2022	Homeowner's exemption	$911,430 Land $446,060 Building $465,370	$911,430 Land $446,060 Building $465,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY ESTATES private · serves 88 people · EPA ID ID1280285
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2024
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025 Coliform corrective action Apr 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Spectrum, Verizon, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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