1340 W Chaparral Ave, Rathdrum, ID 83858 Property Records

Kootenai County property record for 1340 W Chaparral Ave, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,192 sqft · built 1999
Lot Size	4.49 acres (195,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,800 (Sep 2021)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065440010030`

Property Details

APN / Parcel Number

Primary APN	`065440010030`
Alternative APN	`222531`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,192 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	774 sqft
Finished Basement	774 sqft
Family Room	Family Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	195,802 sqft (4.49 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Pole Barn	750 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	222531
Street Address	1340 W CHAPARRAL AVE
City	RATHDRUM
State	ID
Zip	83858-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	RAMSEY ESTATES, LT 3 BLOCK 1 1152N04W
Legal Range	04W
Legal Township	52N
Legal Section	11
Legal Subdivision	RAMSEY ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2010
Census Tract	201

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1340 W CHAPARRAL AVE, RATHDRUM, ID 83858-8662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Document Number	20212862158
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0002862158
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 29, 2021
Property Address	1340 W CHAPARRAL AVE, RATHDRUM, ID 83858-8662
Document Number	2862158000
Map Reference	MB I PG 134
Instrument Date	Aug 19, 2021
Instrument	2862158000
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	FIRST AMERICAN TTL KOOTENAI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 W CHAPARRAL AVE, RATHDRUM, ID 83858-8662

Mortgage

Document Number	2862159000
Date	Sep 29, 2021
Instrument	2862159000

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1340 W CHAPARRAL AVE, RATHDRUM, ID 83858-8662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2740149000
Date	Mar 9, 2020
Instrument	2740149000

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00 (-7.73%) Homeowner's exemption	$793,588 (-2.1%) Land $427,008 Building $366,580	$793,588 (-2.1%) Land $427,008 Building $366,580
2024	$2,444.00 (+4.04%)
2023	$2,349.00 Homeowner's exemption	$810,581 (+0.26%) Land $443,051 Building $367,530	$810,581 (+0.26%) Land $443,051 Building $367,530
2022	Homeowner's exemption	$808,439 Land $440,909 Building $367,530	$808,439 Land $440,909 Building $367,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY ESTATES private · serves 88 people · EPA ID ID1280285
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2024
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025 Coliform corrective action Apr 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Intermax Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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