St. Charles County property record for 1576 Wainscott Dr, O Fallon, MO 63366 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,933 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $436,240 (2026) |
| Tax Bill | $4,678.00 (2024) |
| Primary APN | T030300345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,933 sqft Living Area |
| Gross Area | 4,053 sqft Gross Area |
| 1st Floor | 1,833 sqft 1st Floor |
| Basement Area | 1,800 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Unfinished Basement | 700 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch | Open Porch |
| Porch Area | 150 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T030300345 |
|---|---|
| Street Address | 1576 WAINSCOTT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4584 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAMPTON WOODS VLG B #1 LOT B110 |
| Legal Subdivision | HAMPTON WOODS VLG B #1 |
| Legal Block | 110 |
| Legal Lot Number | B110 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | O'FALLON |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 311604 |
Source: St. Charles County records · APN T030300345
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS LLC |
| Feb 25, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Aug 03, 2016 · Amount on Record |
| Deed Doc Number | 20268772 |
| Prior Transfer Date | Feb 20, 2026 |
| Prior Transfer Doc | 0000008773 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013452 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026R-013452 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Document Number | 0000039142 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022R-039142 |
| Name | MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Aug 01, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Margin | 4 |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2026 |
| Property Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Document Number | 0000008772 |
| Map Reference | MB 39 PG 211&212 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026R-008772 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1576 WAINSCOTT DR, O FALLON, MO 63366-4584 |
| Document Number | 0000008774 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R-008774 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,826.00 (+3.16%) | $75,255 (+6.24%) | $396,079 (+6.24%) Land $80,000 Building $316,079 |
| 2024 | $4,678.00 | ||
| 2023 | $70,838 | ||
| 2022 | $372,831 Land $55,000 Building $317,831 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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