1573 Wainscott Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1573 Wainscott Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,325 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$239,632 (Sep 2004)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T030300325`

Property Details

APN / Parcel Number

Primary APN	`T030300325`
Alternative APN	`2-0098-9156-00-0B14.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area
Gross Area	5,234 sqft
1st Floor Area	2,325 sqft
Basement Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	121 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T030300325
Street Address	1573 WAINSCOTT DR
City	O FALLON
State	MO
Zip	63366-4585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON WOODS VLG B #1 LOT B14
Legal Subdivision	HAMPTON WOODS VLG B #1
Legal Block	14
Legal Lot Number	B14
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311604

Owner

1573 Wainscott Dr is owned by a company that acquired it in January 2023 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	1573 WAINSCOTT DR, O FALLON, MO 63366-4585
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2004 · Amount on File
Deed Sale	Sep 17, 2004 · Amount on File
Prior Sale	Sep 17, 2004 · Amount on File
Deed Document Number	2004905990
Deed Book / Page	3980 / 1246
Last Transfer Date	Jan 17, 2023
Transfer Doc	0000002093
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 18, 2023
Property Address	1573 WAINSCOTT DR, O FALLON, MO 63366-4585
Document Number	0000002093
Map Reference	MB 39 PG 211
Instrument Date	Jan 17, 2023
Instrument	2023R-002093
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1573 WAINSCOTT DR, O FALLON, MO 63366-4585

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1573 WAINSCOTT DR, O FALLON, MO 63366-4585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073531746
Date	Jul 24, 2020
Book Page	7353/1746
Instrument	20200724000522630

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1573 Wainscott Dr was $5,410.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,440 (-)	$444,421 (-) Land $80,000 Building $364,421
2025	$5,410.00	$84,440	$444,421 Land $80,000 Building $364,421
2023		$77,602
2022			$408,433 Land $55,000 Building $353,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1573 Wainscott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1573 Wainscott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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