Obion County property record for 1576 Davis Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,000 (Mar 2019) |
| Tax Bill | $17 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066069 01003 |
| Primary APN | 066069 01003 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,988 sqft (0.389 acres) |
|---|---|
| Lot Dimensions | 102 ft deep x 55 ft wide |
| Terrain | Rolling |
| Utility Building | 120 sqft |
| Sewer | Connected |
|---|
| Street Address | 1576 DAVIS RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 965300 |
1576 Davis Rd is owned by an individual who bought it in March 2019.
Source: Obion County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1568 DAVIS RD, TROY, TN 38260-4010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2019 | Warranty Deed, Transfer FIRST CITIZENS NAT'L BK |
| Nov 14, 2018 | Deed of Trust, Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on File |
| Deed Sale | Mar 11, 2019 · Amount on File |
| Prior Sale | Apr 5, 2013 · Amount on File |
| Deed Document Number | 56757 |
| Deed Book / Page | 231 / 677 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Mar 11, 2019 |
| Property Address | 1576 DAVIS RD, TROY, TN 38260-4010 |
| Document Number | 0000056757 |
| Book / Page | 000231 / 000677 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 56757 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1568 DAVIS RD TROY TN 382604010, TROY, TN 38260-4010 |
| Document Number | 56758 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 000231/000679 |
| Instrument | 56758 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 1576 DAVIS RD, TROY, TN 38260-4010 |
| Document Number | 0000055513 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | EBENEZER RD TROY TN 38260, TROY, TN 38260 |
| Document Number | 0000055513 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 000226/000538 |
| Instrument | 55513 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Nov 19, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
The 2025 property tax bill for 1576 Davis Rd was $17.
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17.00 | $1,200 Land $1,050 Building $150 | |
| 2023 | $1,200 (+4.35%) Land $1,050 Building $150 | $4,800 (+4.35%) Land $4,200 Building $600 | |
| 2022 | $1,150 Land $1,075 Building $75 | $4,600 Land $4,300 Building $300 | |
| 2018 | $20.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1576 Davis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1576 Davis Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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