1389 Davis Rd, Troy, TN 38260 Property Records

Obion County property record for 1389 Davis Rd, Troy, TN 38260

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,116 sqft · built 1920
Lot Size	1.25 acres (54,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2025)
Tax Bill	$316 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066070 02103`

Property Details

APN / Parcel Number

Primary APN	`066070 02103`
Alternative APN	`070 02103`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,664 sqft (1.25 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	1 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1389 DAVIS RD
City	TROY
State	TN
Zip	38260-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	OBION TN
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	965300

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2, TROY, TN 38260-0002
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202589739
Deed Book / Page	436 / 86
Transfer Doc	0020001002
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Mar 15, 2023
Property Address	1389 DAVIS RD, TROY, TN 38260-4007
Document Number	0000349/68
Book / Page	349 / 68
Instrument Date	Mar 13, 2023
Instrument	77489
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 DAVIS RD, TROY, TN 38260-4007

Mortgage

Document Number	0000077490
Date	Mar 15, 2023
Instrument	77490

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$316.00	$22,875 (-) Land $1,500 Building $21,375
2024	$316.00 (+71.74%)	$22,875 (-) Land $1,500 Building $21,375
2023		$22,875 (+53.01%) Land $1,500 Building $21,375	$91,500 (+53.01%) Land $6,000 Building $85,500
2022		$14,950 Land $1,750 Building $13,200	$59,800 Land $7,000 Building $52,800
2018	$184.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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