15751 Vineyard, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15751 Vineyard, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1991
Lot Size	1.31 acres (57,369 sqft)
Owner	Individual Name on Record
Last Sale	$26,000 (Jun 2012)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-25-100-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-25-100-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,190 sqft Living Area
1st Floor Area	1,830 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bungalow
Lot Area	57,369 sqft (1.31 acres)
Lot Width	341 ft Width
Garage Area	2,232 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15751 VINEYARD
City	SPRING LAKE
State	MI
Zip	49456-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART NW 1/4, COM 131975 FT N 0D 54M 50S W & 149689 FT W OF CEN SEC 25, TH S 0D 05M 12S E 33846 FT, S 89D 48M 07S W 60 FT, N 0D 05M 12S W 6 FT, S 89D 48M 07S W 110 FT, N 0D 05M 12S W 33305 FT, E 17082 FT TO BEG SEC 25 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	25
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3003
Census Tract	20501

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
May 11, 2017	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jul 9, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	201225019
Last Transfer Date	May 12, 2023
Transfer Doc	20230011802
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 15, 2023
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Document Number	20230011802
Instrument Date	May 12, 2023
Instrument	2023-0011802
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542

Mortgage

Document Number	20210051843
Date	Oct 18, 2021
Instrument	2021-0051843

Lender

Name	CHOICEONE BANK
Type	Bank
Address	COOPERSVILLE, MI 49404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210047578
Date	Sep 21, 2021
Instrument	2021-0047578

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170016881
Date	May 11, 2017
Instrument	2017-0016881

Lender

Name	CHOICEONE BANK
Type	Bank
Address	COOPERSVILLE, MI 49404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200049801
Date	Nov 6, 2020
Instrument	2020-0049801

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	May 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200016111
Date	Apr 28, 2020
Instrument	2020-0016111

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15751 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180023803
Date	Jul 9, 2018
Instrument	2018-0023803

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,500 (+6.43%)	$741,000 (+6.43%)
2025	$5,559.00 (+17.35%) Homeowner's exemption	$348,100 (+64.35%)	$696,200 (+64.35%)
2023		$211,800	$423,600
2022	$4,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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