15703 Vineyard, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15703 Vineyard, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1963
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jul 2026)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-25-151-016`

Property Details

APN / Parcel Number

Primary APN	`70-03-25-151-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15703 VINEYARD
City	SPRING LAKE
State	MI
Zip	49456-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 5, 6 & 7 GRAND RIVER FARM SUB
Legal Range	16W
Legal Township	8N
Legal Section	25
Legal Subdivision	GRAND RIVER FARM SUB
Legal Block	151
Legal Lot Number	5-7
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3003
Census Tract	20501

Owner

15703 Vineyard is owned and occupied by an individual who bought it in July 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 16, 2021	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Nov 16, 2021 · Amount on File
Deed Document Number	202620319
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	20170047940
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 7, 2026
Property Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542
Document Number	0000020319
Instrument Date	Jul 2, 2026
Instrument	202620319
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264,923.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542

Mortgage

Document Number	0000020320,
Date	Jul 7, 2026
Instrument	202620320

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190017868
Date	Jun 3, 2019
Instrument	2019-0017868

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 16, 2021
Property Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542
Document Number	20210057070
Map Reference	LB 8 PG 73
Instrument Date	Nov 5, 2021
Instrument	2021-0057070
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542

Mortgage

Document Number	20210057071
Date	Nov 16, 2021
Instrument	2021-0057071

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 21, 2017
Property Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542
Document Number	20170047939
Instrument Date	Dec 8, 2017
Instrument	2017-0047939
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 VINEYARD, SPRING LAKE, MI 49456-9542

Mortgage

Document Number	20170047940
Date	Dec 21, 2017
Instrument	2017-0047940

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15703 Vineyard was $2,599 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (+1.63%)	$212,400 (+1.63%)
2025	$2,599.00 Homeowner's exemption	$104,500	$209,000
2023		$78,900	$157,800
2022	$2,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15703 Vineyard in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15703 Vineyard is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vineyard

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures