1575 Sunshine Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 1575 Sunshine Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,301 sqft · built 1992
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Mar 2017)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-013-A`

Property Details

APN / Parcel Number

Primary APN	`008-013-A`
Alternative APN	`17897`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,301 sqft Heated Area
1st Floor Area	2,301 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	880 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17897
Street Address	1575 SUNSHINE RD
City	TOCCOA
State	GA
Zip	30577-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RURAL
Legal Description	11.00 ACRES SUNSHINE RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1046
Census Tract	890201

Owner

Source: Franklin County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1575 SUNSHINE RD, TOCCOA, GA 30577-4880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	0001255328
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1575 SUNSHINE RD, TOCCOA, GA 30577-4880
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 SUNSHINE RD, TOCCOA, GA 30577-4880

Mortgage

Document Number	0000001532/0000000241
Date	Jul 18, 2022
Book Page	0000001532/0000000241

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1575 SUNSHINE RD, TOCCOA, GA 30577-4880
Document Number	0014180293
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 SUNSHINE RD TOCCOA GA 305774880, TOCCOA, GA 30577-4880

Mortgage

Document Number	0014180293
Date	Nov 6, 2020
Book Page	001418/000293

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00 (+6.19%) Additional exemption filed	$140,157 (+30.97%) Land $40,996 Building $99,161	$350,394 (+30.97%) Land $102,491 Building $247,903
2023	$2,328.00 (-5.44%)	$107,015 (+12.1%) Land $22,721 Building $84,294	$267,538 (+12.1%) Land $56,802 Building $210,736
2022	$2,462.00	$95,464 Land $18,677 Building $76,787	$238,660 Land $46,692 Building $191,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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