1575 Spruce St, Denver, CO 80220 Property Records

Denver City property record for 1575 Spruce St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 885 sqft · built 1941
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Nov 2023)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2022 Mortgage + 5 more
APN	`01333-28-016-000`

Property Details

APN / Parcel Number

Primary APN	`01333-28-016-000`
Alternative APNs	`670333328016` `160629421`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
1st Floor Area	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2016
Exterior Material	Brick
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Enclosed/Unfinished Frame Porch
Porch Area	268 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1575 SPRUCE ST
City	DENVER
State	CO
Zip	80220-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-D1X
Legal Description	HAGUS ADD 01333 B1 L41 & 42
Legal Subdivision	HAGUS ADD 01333
Legal Block	2
Legal Lot Number	41,42
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2021
Census Tract	4403

Owner

Source: Denver City records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	May 13, 2003 · Amount on Record
Deed Document Number	2023109336
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000058145
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 14, 2023
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Document Number	0000109336
Instrument Date	Nov 13, 2023
Instrument	2023109336
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CANYON TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 SPRUCE ST, DENVER, CO 80220-2005

Mortgage

Document Number	0000109337
Date	Nov 14, 2023
Instrument	2023109337

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000109338
Date	Nov 14, 2023
Instrument	2023109338

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067164
Date	May 18, 2022
Instrument	2022067164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016559
Date	Feb 7, 2017
Instrument	2017016559

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027903
Date	Mar 8, 2019
Instrument	2019027903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043715
Date	Mar 27, 2020
Instrument	2020043715

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030064
Date	Feb 17, 2021
Instrument	2021030064

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	May 17, 2018
Property Address	1575 SPRUCE ST, DENVER, CO 80220-2005
Document Number	0000058145
Instrument Date	May 9, 2018
Instrument	2018058145
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1575 SPRUCE ST, DENVER, CO 80220-2005

Mortgage

Document Number	0000058146
Date	May 17, 2018
Instrument	2018058146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+18.96%)	$30,920 (+20.5%) Land $10,540 Building $10,540	$438,600 (+0.14%) Land $149,500 Building $289,100
2023	$1,988.00 (+11%)	$25,660 (+9.99%) Land $6,330 Building $19,330	$438,000 (+30.47%) Land $149,500 Building $288,500
2022		$23,330 Land $9,350 Building $13,980	$335,700 Land $134,500 Building $201,200
2021	$1,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Starry.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures