1556 Spruce St, Denver, CO 80220 Property Records

Denver City property record for 1556 Spruce St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,720 sqft · built 1945
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Feb 2017)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Mortgage + 2 more
APN	`01333-29-006-000`

Property Details

APN / Parcel Number

Primary APN	`01333-29-006-000`
Alternative APNs	`670333329006` `160629502`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	960 sqft
1st Floor Area	960 sqft
Basement Area	784 sqft
Finished Basement	760 sqft
Unfinished Basement	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2016
Exterior Material	Brick
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Detached
Garage Area	264 sqft
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1556 SPRUCE ST
City	DENVER
State	CO
Zip	80220-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-RH-2.5
Legal Description	JOHNSONS SUB 01333 B1 L11 & 12 EXC REAR 8FT TO CITY
Legal Subdivision	JOHNSONS SUB
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2022
Census Tract	4403

Owner

1556 Spruce St is owned and occupied by two individuals who bought it in February 2017.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1556 SPRUCE ST, DENVER, CO 80220-2006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	201728256
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0000011891
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1556 SPRUCE ST, DENVER, CO 80220-2006
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058346
Date	Apr 29, 2022
Instrument	2022058346

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1556 SPRUCE ST, DENVER, CO 80220-2006
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159800
Date	Aug 23, 2021
Instrument	2021159800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1556 SPRUCE ST, DENVER, CO 80220-2006
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031566
Date	Mar 3, 2020
Instrument	2020031566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 28, 2017
Property Address	1556 SPRUCE ST, DENVER, CO 80220-2006
Document Number	0000028256
Instrument Date	Feb 26, 2017
Instrument	2017028256
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1556 SPRUCE ST, DENVER, CO 80220-2006

Mortgage

Document Number	0000028257
Date	Feb 28, 2017
Instrument	2017028257

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1556 Spruce St was $3,190.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00	$41,700 Land $17,860 Building $17,860	$591,500 Land $253,400 Building $338,100
2023	$2,902.00	$37,460 (+37.92%) Land $13,290 Building $24,170	$614,200 (+57.16%) Land $253,400 Building $360,800
2022		$27,160 Land $9,900 Building $17,260	$390,800 Land $142,500 Building $248,300
2021	$2,084.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1556 Spruce St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1556 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Starry.

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