Rowan County property record for 1575 Rosedale Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,592 sqft · built 1994 |
| Lot Size | 11.3 acres (493,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,500 (Jun 2022) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-00 00 018.30 |
| Primary APN | 139-00 00 018.30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 493,970 sqft (11.3 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 5632 |
|---|---|
| Street Address | 1575 ROSEDALE RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11.34A & HOUSE AND GARAGE |
| Legal Subdivision | HEMLOCK ACRES SUBDIVISION |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950400 |
Source: Rowan County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1575 ROSEDALE RD, MOREHEAD, KY 40351-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Jan 19, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 20222017197 |
| Deed Book / Page | 284 / 321 |
| Prior Transfer Date | Jan 19, 2017 |
| Prior Transfer Doc | 00D262/499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 14, 2021 |
| Property Address | 1575 ROSEDALE RD, MOREHEAD, KY 40351-8519 |
| Document Number | D281/647 |
| Book / Page | D281 / 647 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2012760 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1575 ROSEDALE RD, 1575, MOREHEAD, KY 40351-8519 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1575 ROSEDALE RD, MOREHEAD, KY 40351-8519 |
| Document Number | 2012761 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2012761 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 19, 2017 |
| Property Address | 1575 ROSEDALE RD, MOREHEAD, KY 40351-8519 |
| Document Number | 00D262/499 |
| Book / Page | D262 / 499 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 403555 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1575 ROSEDALE RD, MOREHEAD, KY 40351-8519 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 (-1.75%) | $275,580 (-) Land $250,580 Building $25,000 | $310,000 (-) Land $46,720 Building $263,280 |
| 2023 | $2,347.00 | $275,580 Land $250,580 Building $25,000 | $310,000 Land $46,720 Building $263,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
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