Rowan County property record for 685 Rosedale Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1979 |
| Lot Size | 125 acres (5,445,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Nov 2020) |
| Tax Bill | $2,532 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-00 00 030.00 |
| Primary APN | 138-00 00 030.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,445,000 sqft (125 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Account Number | 7831 |
|---|---|
| Street Address | 685 ROSEDALE RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HSE BARNS /BLDGS & 125A+- ROSEDALE RD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 685 ROSEDALE RD, MOREHEAD, KY 40351-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Warranty Deed, Transfer · Seller Carry-Back FARM CREDIT MID AMERICA FLCA |
| Aug 3, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 2007101 |
| Deed Book / Page | D277 / 483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 4, 2020 |
| Property Address | 685 ROSEDALE RD, MOREHEAD, KY 40351-8518 |
| Document Number | 00D277/483 |
| Book / Page | D277 / 483 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2007101 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 ROSEDALE RD, 685, MOREHEAD, KY 40351-8518 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 685 ROSEDALE RD, MOREHEAD, KY 40351-8518 |
| Document Number | 0002007102 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2007102 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 3, 2018 |
| Property Address | 685 ROSEDALE RD, MOREHEAD, KY 40351-8518 |
| Document Number | 00D268/682 |
| Book / Page | D268 / 682 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 410723 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 ROSEDALE RD, 685, MOREHEAD, KY 40351-8518 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 685 ROSEDALE RD, MOREHEAD, KY 40351-8518 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,532.00 (+18.98%) | $302,525 (+21.13%) Land $247,525 Building $55,000 | $502,000 (+30.39%) Land $233,200 Building $268,800 |
| 2023 | $2,128.00 | $249,745 Land $194,745 Building $55,000 | $385,000 Land $168,980 Building $216,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
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