1569 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1569 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,155 sqft · built 1988
Lot Size	0.086 acres (3,723 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jul 2020)
Tax Bill	$4,954 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042639`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042639`
Alternative APNs	`6-813-90042639` `81390042639`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,155 sqft Gross Area
1st Floor Area	1,024 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,723 sqft (0.086 acres)
Porch	Open Porch
Porch Area	49 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042639
Street Address	1569 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4109
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LT 46 PL 3 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	46
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1569 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Jul 2, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
May 25, 2018	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Book / Page	34839 / 427
Transfer Doc	0105530120
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1569 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383240118
Date	Feb 4, 2022
Book Page	38324/118

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 2, 2020
Property Address	1569 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0348390427
Book / Page	034839 / 000427
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 HAZEL NUT CT ANNAPOLIS MD 214095649, ANNAPOLIS, MD 21409-5649

Mortgage

Document Number	348390435
Date	Jul 2, 2020
Book Page	034839/000435

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 25, 2018
Property Address	1569 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0321420420
Book / Page	032142 / 000420
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$279.90
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5817 SONNY DR LOTHIAN MD 207119548, LOTHIAN, MD 20711-9548

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,900 (+8.03%) Land $220,000 Building $241,900	$461,900 (-) Land $220,000 Building $241,900
2025		$427,567 (+19.13%)	$461,900 (+28.7%) Land $220,000 Building $241,900
2023	$4,954.00 Disabled Person's exemption Veteran's exemption	$358,900 Land $195,000 Building $163,900	$358,900 Land $195,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Ritchie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures