1575 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1575 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,185 sqft Heated Area
Lot Size	4,051 sqft (0.092 acres)
Occupancy	Owner Occupied
Last Sale	$115,024 (2009)
Tax Bill	$1,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`143812`
Alternative APN	`312531084000011390`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,185 sqft Heated Area
Gross Area	1,715 sqft Gross Area
1st Floor	1,185 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Exterior Material	Stone Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,051 sqft (0.092 acres)
Depth X Width	125 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	394 sqft Garage
Patio Area	135 sqft Patio
Porch	Open Porch
Porch Area	136 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	143812
Street Address	1575 REFLECTION CV
City	SAINT CLOUD
State	FL
Zip	34771-7511
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 139
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK TOWNHOMES
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	139
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2017
Census Tract	43600

Owner

Source: Osceola County records · APN 143812

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1575 REFLECTION CV, SAINT CLOUD, FL 34771-7511
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2009 · Amount on Record
Deed Sale	Dec 14, 2009 · Amount on Record
Deed Doc Number	2009197114
Deed Book / Page	3926 / 0833
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1575 REFLECTION CV, SAINT CLOUD, FL 34771-7511
Transaction Type	Mortgage
Record Updated	Jul 01, 2022
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 REFLECTION CV, SAINT CLOUD, FL 34771-7511

Mortgage

Document Number	0062341869
Date	Jun 16, 2022
Book Page	6234/1869
Instrument	2022094605

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 15, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+8.26%) Homeowner's exemption	$108,042 (+5.99%)	$207,000 (+2.78%) Land $40,000 Building $167,000
2023	$1,077.00 (+5.18%) Homeowner's exemption	$101,940 (+3%)	$201,400 (+24.17%) Land $14,900 Building $186,500
2022	$1,024.00 Homeowner's exemption	$98,971	$162,200 Land $14,900 Building $147,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.