1565 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1565 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,450 sqft Heated Area
Lot Size	3,136 sqft (0.071 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2017)
Tax Bill	$1,864.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`143807`
Alternative APN	`312531084000011340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Heated Area
Gross Area	2,014 sqft Gross Area
1st Floor	725 sqft 1st Floor
Upper Floors	725 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,136 sqft (0.071 acres)
Depth X Width	125 ft x 25 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	420 sqft Garage
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	143807
Street Address	1565 REFLECTION CV
City	SAINT CLOUD
State	FL
Zip	34771-7511
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 134
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK TOWNHOMES
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	134
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2017
Census Tract	43600

Owner

Source: Osceola County records · APN 143807

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1565 REFLECTION CV, SAINT CLOUD, FL 34771-7511
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Doc Number	2017089734
Deed Book / Page	5166 / 2807
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1565 REFLECTION CV, SAINT CLOUD, FL 34771-7511
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051671838
Date	Jun 21, 2017
Book Page	5167/1838
Instrument	2017090498

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (+7.19%) Homeowner's exemption	$147,020 (+5.99%)	$214,400 (+2.19%) Land $40,000 Building $174,400
2023	$1,739.00 (+4.32%) Homeowner's exemption	$138,716 (+3%)	$209,800 (+24.29%) Land $14,900 Building $194,900
2022	$1,667.00 Homeowner's exemption	$134,676	$168,800 Land $14,900 Building $153,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.