15748 Spruce St, Truckee, CA 96161 Property Records

Nevada County property record for 15748 Spruce St, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,419 sqft · built 1954
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-242-027-000`

Property Details

APN / Parcel Number

Primary APN	`017-242-027-000`
Alternative APN	`17-242-27-000`

Interior

Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,419 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Rustic
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	17-242-27-000
Street Address	15748 SPRUCE ST
City	TRUCKEE
State	CA
Zip	96161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK D DONNER WOODS 1
Legal Subdivision	DONNER WOODS 1
Legal Block	D
Legal Lot Number	17
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2033
Census Tract	1209

Owner

15748 Spruce St is owned by an individual who acquired it in May 2023.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2181 MARDEN DR, RESCUE, CA 95672-9602
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Jan 13, 2023	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 16, 2023
Transfer Doc	0000006576
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 13, 2023
Property Address	15748 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000000501
Map Reference	MB 1 PG 90
Instrument Date	Jan 10, 2023
Instrument	20230000501
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2181 MARDEN DR, RESCUE, CA 95672-9602

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 13, 2023
Property Address	15748 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000000500
Map Reference	MB 1 PG 90
Instrument Date	Jan 10, 2023
Instrument	20230000500
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2181 MARDEN DR, RESCUE, CA 95672-9602

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15748 SPRUCE ST, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 MARDEN DR, RESCUE, CA 95672-9602

Mortgage

Document Number	0000009459
Date	Mar 17, 2021
Instrument	20210009459

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Nov 14, 2019
Property Address	15748 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000023688
Map Reference	MB 1 PG 90
Instrument Date	Nov 4, 2019
Instrument	20190023688
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15748 SPRUCE ST, TRUCKEE, CA 96161

Mortgage

Document Number	0000023689
Date	Nov 14, 2019
Instrument	20190023689

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15748 Spruce St was $3,369.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,295 (+2%) Land $33,280 Building $126,015
2025	$3,369.00	$156,173 Land $32,628 Building $123,545
2023	$2,729.00 (-8.61%)	$150,111 Land $31,362 Building $118,749	$521,910
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15748 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2005–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15748 Spruce St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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