15738 Spruce St, Truckee, CA 96161 Property Records

Nevada County property record for 15738 Spruce St, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1959
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Aug 2018)
Tax Bill	$8,544 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-242-026-000`

Property Details

APN / Parcel Number

Primary APN	`017-242-026-000`
Alternative APN	`17-242-26-000`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	716 sqft
2nd Floor Area	404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Rustic
Lot Area	4,792 sqft (0.11 acres)
Patio Area	1,120 sqft

Location & Zoning

Old Parcel Number	17-242-26-000
Street Address	15738 SPRUCE ST
City	TRUCKEE
State	CA
Zip	96161-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK D DONNER WOODS 1
Legal Subdivision	DONNER WOODS 1
Legal Block	D
Legal Lot Number	18
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2033
Census Tract	1209

Owner

15738 Spruce St is owned by an individual who bought it in August 2018.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1892 BURNSIDE RD, SEBASTOPOL, CA 95472-9178
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage PLUMAS BANK
Nov 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 13, 2020	Grant Deed, Transfer REDWOOD CU
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage REDWOOD CU
Mar 2, 2018	Intrafamily Transfer, Transfer · ARM FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	201816641
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0000004147
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008702
Date	May 3, 2018
Instrument	20180008702

Lender

Name	PLUMAS BANK
Type	Bank
Address	TRUCKEE, CA 96161

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 2, 2020
Property Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Document Number	0000029835
Instrument Date	Oct 5, 2020
Instrument	29835
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1892 BURNSIDE RD SEBASTOPOL CA 954729178, SEBASTOPOL, CA 95472-9178

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 13, 2020
Property Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Document Number	0000010423
Instrument Date	May 8, 2020
Instrument	10423
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 BURNSIDE RD SEBASTOPOL CA 954729178, SEBASTOPOL, CA 95472-9178

Mortgage

Document Number	10424
Date	May 13, 2020
Instrument	10424

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 24, 2018
Property Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Document Number	0000016641
Instrument Date	Aug 9, 2018
Instrument	16641
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1892 BURNSIDE RD SEBASTOPOL CA 954729178, SEBASTOPOL, CA 95472-9178

Mortgage

Document Number	16642
Date	Aug 24, 2018
Instrument	16642

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Mar 2, 2018
Property Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Document Number	0000004147
Map Reference	MB1 PG90
Instrument Date	Feb 20, 2018
Instrument	20180004147
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15738 SPRUCE ST, TRUCKEE, CA 96161-3716
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004148
Date	Mar 2, 2018
Instrument	20180004148

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	365 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 15738 Spruce St was $8,544.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,934 (+2%) Land $182,049 Building $477,885
2025	$8,544.00	$646,995 Land $178,480 Building $468,515
2023	$8,228.00 (+2.98%)	$621,873 Land $171,550 Building $450,323	$510,210
2022	$7,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15738 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2005–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15738 Spruce St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures