15746 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15746 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,920 sqft · built 2024
Lot Size	1 acres (43,930 sqft)
Owner	Individual Name on File
Last Sale	$3,069,000 (Aug 2026)
Tax Bill	$30,735 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-17900`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-17900`
Alternative APNs	`262212050000017900` `3825605`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,920 sqft Living Area
Gross Area	7,212 sqft
1st Floor Area	4,482 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Material	Tile
Lot Area	43,930 sqft (1 acres)
Garage Type	Attached
Garage Area	1,292 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3825605
Street Address	15746 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 179 ORB 5934 PG 717
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	0500
Legal Block	1
Legal Lot Number	179
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1066
Census Tract	31301

Owner

15746 Pendio Dr is owned and occupied by an individual who bought it in August 2026.

Source: Lake County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15746 PENDIO DR, BELLA COLLINA, FL 34756-3648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NB OF MIDDLE TENNESSEE
Apr 8, 2022	Warranty Deed, Transfer FIRST NB OF MIDDLE TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	2026104520
Deed Book / Page	6800 / 1200
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0048631082
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 25, 2026
Property Address	15746 PENDIO DR, BELLA COLLINA, FL 34756-3648
Document Number	0000104520
Book / Page	6800 / 1200
Instrument Date	Aug 21, 2026
Instrument	2026104520
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$2,169,783.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15746 PENDIO DR, BELLA COLLINA, FL 34756-3648
Investor	Possibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15746 PENDIO DR, BELLA COLLINA, FL 34756-3648
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060481930
Date	Nov 3, 2022
Book Page	6048/1930
Instrument	2022144542

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	May 1, 2024

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 8, 2022
Property Address	15746 PENDIO DR, BELLA COLLINA, FL 34756-3648
Document Number	0059340717
Book / Page	5934 / 717
Map Reference	MB 51 PG 31-49
Instrument Date	Apr 6, 2022
Instrument	2022049827
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S FLAGLER DR STE 900, 900, WEST PALM BEACH, FL 33401-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CADILLAC DR STE 300, 300, BRENTWOOD, TN 37027-5080

Mortgage

Document Number	0005940683
Date	Apr 8, 2022
Instrument	5940/683

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 15746 Pendio Dr was $30,735, up 409.6% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,274,620 (-0.03%) Land $500,000 Building $1,774,620	$2,274,620 (-0.03%) Land $500,000 Building $1,774,620
2025	$30,735.00 (+409.62%)	$2,275,324 Land $500,000 Building $1,775,324	$2,275,324 Land $500,000 Building $1,775,324
2024	$6,031.00 (+21.74%)
2023	$4,954.00 (+15.42%)	$225,000 (-)	$225,000 (-) Land $225,000
2022	$4,292.00	$225,000	$225,000 Land $225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15746 Pendio Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15746 Pendio Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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