15745 E 1100th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15745 E 1100th Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,095 sqft · built 2005
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on File
Last Sale	$29,800 (Sep 2004)
Tax Bill	$5,949 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-10-003-031`

Property Details

APN / Parcel Number

Primary APN	`14-10-003-031`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Base Area
1st Floor Area	2,095 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	153,331 sqft (3.52 acres)
Garage Area	873 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15745 E 1100TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SOUTHRIDGE ESTATES 2148/175 2073/31
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	22
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-003-031

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15745 E 1100TH AVE, EFFINGHAM, IL 62401-5625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2004 · Amount on Record
Deed Sale	Sep 22, 2004 · Amount on Record
Deed Document Number	200420406156
Last Transfer Date	Jul 14, 2005
Transfer Doc	002148/175
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15745 E 1100TH AVE, EFFINGHAM, IL 62401-5625
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S BANKER ST, EFFINGHAM, IL 62401-2811

Mortgage

Document Number	003741/329
Date	Nov 23, 2021
Book Page	3741/329
Instrument	202121005777

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,949.00 (+26.74%)	$117,660 (+21.55%) Land $27,330 Building $90,330	$352,980 (+21.55%) Land $81,990 Building $270,990
2022	$4,694.00 Homeowner's exemption	$96,800 Land $22,480 Building $74,320	$290,400 Land $67,440 Building $222,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.