15580 E 1100th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15580 E 1100th Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	2,336 sqft · built 2011
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Apr 2011)
Tax Bill	$4,679 (2022)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-003-022`

Property Details

APN / Parcel Number

Primary APN	`14-10-003-022`

Interior

Stories	1 Story
Building Area	2,336 sqft Base Area
Basement Area	2,336 sqft

Exterior

Year Built	Built 2011
Construction Type	Frame
Lot Area	98,881 sqft (2.27 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15580 E 1100TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SOUTHRIDGE ESTATES 2719/48
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	13
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-003-022

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15580 E 1100TH AVE, EFFINGHAM, IL 62401-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2011 · Amount on Record
Deed Sale	Apr 07, 2011 · Amount on Record
Deed Document Number	201101101596
Deed Book / Page	2719 / 048
Record Updated	Jun 07, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15580 E 1100TH AVE, EFFINGHAM, IL 62401-5624
Transaction Type	Mortgage
Record Updated	Jan 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202323003867
Date	Nov 22, 2023
Instrument	202323003867

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2043

Interest

Rate Type	Fixed Rate
Rate	11.3%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15580 E 1100TH AVE, EFFINGHAM, IL 62401-5624
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003735/270
Date	Nov 01, 2021
Book Page	3735/270
Instrument	202100005378

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$4,679.00 Homeowner's exemption	$96,510 Land $17,530 Building $78,980	$289,530 Land $52,590 Building $236,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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