Saratoga County and Charlton Town property record for 1573 Division St, Galway, NY 12074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,508 sqft · built 1990 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,947 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| APN | 412200 225.-1-51.22 |
| Primary APN | 412200 225.-1-51.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Upper Floors Area | 736 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 105,415 sqft (2.42 acres) |
| Lot Width | 409 ft Width |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 851 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1573 DIVISION ST |
|---|---|
| City | GALWAY |
| State | NY |
| Zip | 12074-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 51.022 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CHARLTON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 61600 |
Source: Saratoga County and Charlton Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1573 DIVISION ST, GALWAY, NY 12074-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 1573 DIVISION ST, GALWAY, NY 12074-2607 |
| Document Number | 0000002566 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1573 DIVISION ST GALWAY NY 120742607, GALWAY, NY 12074-2607 |
| Document Number | 0000002566 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2566 |
| Name | BALLSTON SPA NAT'L BK |
|---|---|
| Type | Bank |
| Address | BALLSTON SPA, NY 12020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Charlton Town |
| Unified School District | Galway Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,947.00 | $235,055 (-) Land $35,600 Building $199,455 | $479,704 (+12.24%) Land $72,653 Building $407,051 |
| 2023 | $235,055 Land $35,600 Building $199,455 | $427,373 Land $64,727 Building $362,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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