1587 Division St, Galway, NY 12074 Property Records

Saratoga County and Charlton Town property record for 1587 Division St, Galway, NY 12074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,078 sqft · built 1991
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Dec 2022)
Tax Bill	$6,925 (2025)
Deeds & Mortgages	Dec 2022 Sale Dec 2019 Sale & Mortgage
APN	`412200 225.-1-56.2`

Property Details

APN / Parcel Number

Primary APN	`412200 225.-1-56.2`
Alternative APN	`220022500000010560020000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	1,376 sqft
Upper Floors Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	103,673 sqft (2.38 acres)
Lot Width	204 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	242 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1587 DIVISION ST
City	GALWAY
State	NY
Zip	12074-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	56.002
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4021
Census Tract	61600

Owner

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1587 DIVISION ST, GALWAY, NY 12074-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed, Transfer CHICAGO TITLE
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	202237312
Prior Transfer Date	Jan 30, 2002
Prior Transfer Doc	1603000644
Record Updated	Jun 8, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 5, 2022
Property Address	1587 DIVISION ST, GALWAY, NY 12074-2607
Document Number	0000037312
Instrument Date	Dec 2, 2022
Instrument	2022037312
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1074 MIDDLELINE RD, BALLSTON SPA, NY 12020-2900

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 13, 2019
Property Address	1587 DIVISION ST, GALWAY, NY 12074-2607
Document Number	0000035700
Instrument Date	Dec 4, 2019
Instrument	35700
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 PAMELA AVE GROTON CT 063403425, GROTON, CT 06340-3425

Mortgage

Document Number	35701
Date	Dec 13, 2019
Instrument	35701

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Galway Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,925.00	$234,300 (-) Land $35,600 Building $198,700	$478,163 (+12.24%) Land $72,653 Building $405,510
2023		$234,300 Land $35,600 Building $198,700	$426,000 Land $64,727 Building $361,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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