1573 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1573 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Sep 2023)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-428-006`

Property Details

APN / Parcel Number

Primary APN	`05-06-428-006`
Alternative APNs	`506428006` `330A474`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1573 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1573
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1573
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1005
Census Tract	4100

Owner

Source: Winnebago County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF NEW GLARUS
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEW GLARUS
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF NEW GLARUS
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202322145
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 25, 2026
Property Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0000025671
Instrument Date	Sep 21, 2026
Instrument	202625671
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643

Mortgage

Document Number	0000025671,
Date	Sep 25, 2026
Instrument	202625671

Lender

Name	BANK OF NEW GLARUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 25, 2028

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000539
Date	Jan 5, 2022
Instrument	2200539

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2041

Interest

Rate Type	Fixed Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002920
Date	Feb 4, 2026
Instrument	2602920

Lender

Name	BANK OF NEW GLARUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 21, 2023
Property Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0000022145
Map Reference	BK32 PG262-270
Instrument Date	Sep 8, 2023
Instrument	2322145
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643

Mortgage

Document Number	0000022146
Date	Sep 21, 2023
Instrument	2322146

Lender

Name	BANK OF NEW GLARUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	5.24%
Max Rate At Change	9.24%
Index	Other
Max Rate	12.2%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 31, 2020
Property Address	1573 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0001021261
Instrument Date	Jul 29, 2020
Instrument	1021261
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1573 CHADBOURNE DR DAVIS IL 610199643, DAVIS, IL 61019-9643

Mortgage

Document Number	1021262
Date	Jul 31, 2020
Instrument	1021262

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Interest

Rate	2.83%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,526.00	$114,421 (+60.07%) Land $4,209 Building $110,212	$343,263 (+60.07%) Land $12,627 Building $330,636
2022	Homeowner's exemption	$71,483 Land $2,906 Building $68,577	$214,449 Land $8,718 Building $205,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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