1568 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1568 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,500 (Sep 2020)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-428-011`

Property Details

APN / Parcel Number

Primary APN	`05-06-428-011`
Alternative APNs	`506428011` `330A470B`

Exterior

Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Street Address	1568 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1568
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1568
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1005
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1568 CHADBOURNE DR, DAVIS, IL 61019-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 29, 2020	Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK
Sep 22, 2020	Correction Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202028175
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 16, 2026
Property Address	1568 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0000009152
Instrument Date	Apr 10, 2026
Instrument	20269152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1568 CHADBOURNE DR, DAVIS, IL 61019-9643

Mortgage

Document Number	0000009152,
Date	Apr 16, 2026
Instrument	20269152

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 29, 2020
Property Address	1568 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0001011025
Instrument Date	Apr 9, 2020
Instrument	1011025
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1568 CHADBOURNE DR DAVIS IL 610199643, DAVIS, IL 61019-9643

Mortgage

Document Number	1011026
Date	Apr 29, 2020
Instrument	1011026

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Mortgage

Document Number	1011027,
Date	Apr 29, 2020
Instrument	1011027

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 22, 2020
Property Address	1568 CHADBOURNE DR, DAVIS, IL 61019-9643
Document Number	0001028175
Instrument Date	Apr 9, 2020
Instrument	1028175
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1568 CHADBOURNE DR DAVIS IL 610199643, DAVIS, IL 61019-9643

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,212.00 (+4.05%) Homeowner's exemption	$52,276 (+10.73%) Land $4,209 Building $48,067	$156,828 (+10.73%) Land $12,627 Building $144,201
2024	$3,087.00	$47,210 (+32.11%) Land $3,801 Building $43,409	$141,630 (+32.11%) Land $11,403 Building $130,227
2022	Homeowner's exemption	$35,736 Land $2,906 Building $32,830	$107,208 Land $8,718 Building $98,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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