1572 Capel St, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1572 Capel St, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,892 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Owner Names on File
Last Sale	$510,000 (Mar 2010)
Tax Bill	$2,762 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`594-13-00-105`

Property Details

APN / Parcel Number

Primary APN	`594-13-00-105`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,892 sqft Living Area
Gross Area	6,616 sqft
1st Floor Area	2,070 sqft
Upper Floors Area	1,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Terrain	High

Exterior Amenities

Porch	Open Porch
Porch Area	458 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1572 CAPEL ST
City	MOUNT PLEASANT
State	SC
Zip	29466-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MASONBOROUGH PHASE FOUR DESCRIPTION -LOT 92
Legal Subdivision	MASONBOROUGH PHASE FOUR
Legal Phase	4
Legal Lot Number	92
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2013
Census Tract	4617

Owner

Source: Charleston County assessment roll, as of September 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1572 CAPEL ST, MT PLEASANT, SC 29466-8377
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	0000114868
Deed Book / Page	114 / 868
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1572 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010560951
Date	Dec 2, 2021
Book Page	1056/951

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1572 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750361
Date	Feb 5, 2022
Book Page	1075/361

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1572 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Document Number	0819/0194
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1572 CAPEL ST MOUNT PLEASANT SC 294668377, MOUNT PLEASANT, SC 29466-8377

Mortgage

Document Number	0819/0194
Date	Aug 27, 2019
Book Page	000819/000194

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,762.00 (+8.36%)	$27,940 (-)
2022	$2,549.00	$27,940	$698,500 (-) Land $165,600 Building $532,900
2020			$698,500 Land $165,600 Building $532,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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