Charleston County property record for 1563 Capel St, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,692 sqft · built 2013 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,335,000 (May 2026) |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 594-13-00-108 |
| Primary APN | 594-13-00-108 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,692 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Upper Floors Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 498 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1563 CAPEL ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -MASONBOROUGH PHASE FOUR DESCRIPTION -LOT 104 |
| Legal Subdivision | MASONBOROUGH PHASE FOUR |
| Legal Phase | 4 |
| Legal Lot Number | 104 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 4617 |
Source: Charleston County records · APN 594-13-00-108
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 29, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Dec 08, 2023 | Intrafamily Transfer, Transfer |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MTG |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2013 · Amount on Record |
| Deed Document Number | 202633370 |
| Deed Book / Page | 1392 / 387 |
| Prior Transfer Date | Nov 20, 2023 |
| Prior Transfer Doc | 0012170739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0013710266 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 1371/266 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 29, 2026 |
| Property Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0000033370 |
| Book / Page | 1392 / 387 |
| Instrument Date | May 13, 2026 |
| Instrument | 202633370 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498,889.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0000033371, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202633371 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0013920389, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 1392/389 |
| Instrument | 202633372 |
| Name | LAFAYETTE FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 30 Months |
| Due | May 20, 2056 |
| Rate | 75% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 08, 2023 |
| Property Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0012170739 |
| Book / Page | 1217 / 739 |
| Map Reference | MBE J PG 647&648 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0692/0345 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1563 CAPEL ST MOUNT PLEASANT SC 294668378, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0692/0345 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 000692/000345 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1563 CAPEL ST, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0640/0630 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1563 CAPEL ST MOUNT PLEASANT SC 294668378, MOUNT PLEASANT, SC 29466-8378 |
| Document Number | 0640/0630 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 000640/000630 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,925.00 (+12.33%) | ||
| 2024 | $2,604.00 (+8.55%) | $26,160 (-) | |
| 2022 | $2,399.00 | $26,160 | $654,000 (-) Land $169,200 Building $484,800 |
| 2020 | $654,000 Land $169,200 Building $484,800 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 996 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,036 units insured incl. 40 condo units |
| Nearby Flood Claims | 9 (2015–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
Based on FCC filings for 157 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures