1571 Groveline Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1571 Groveline Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-26-31-3569-0001-2090`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-3569-0001-2090`
Alternative APN	`263103356900012090`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1571 GROVELINE RD
City	SAINT CLOUD
State	FL
Zip	34771-8355
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	AMELIA GROVES PH 2 PB 33 PGS 167-171 LOT 209
Legal Subdivision	AMELIA GROVES PHASE 2
Legal Lot Number	209
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43700

Owner

1571 Groveline Rd, vacant land, is owned and occupied by two individuals who bought it in April 2026.

Source: Osceola County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Special Warranty Deed, Transfer · FHA Mortgage PULTE MORTGAGE LLC
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage PULTE MORTGAGE LLC
Apr 1, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Deed Document Number	202643367
Deed Book / Page	6947 / 2045
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2026
Property Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Document Number	0000043367
Book / Page	6947 / 2045
Instrument Date	Mar 23, 2026
Instrument	202643367
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355

Mortgage

Document Number	0000043368,
Date	Apr 1, 2026
Instrument	202643368

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2026
Property Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Document Number	0000064123
Book / Page	6971 / 2921
Instrument Date	Mar 23, 2026
Instrument	202664123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PULTE MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355

Mortgage

Document Number	0000064123,
Date	May 14, 2026
Book Page	6971/2921
Instrument	202664123

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 1, 2026
Property Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Document Number	0069472045
Book / Page	6947 / 2045
Instrument Date	Mar 23, 2026
Instrument	202643367
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 GROVELINE RD, SAINT CLOUD, FL 34771-8355

Mortgage

Document Number	0000043368,
Date	Apr 1, 2026
Instrument	202643368

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	3.62%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1571 Groveline Rd was $1,431, up 7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00 (+6.95%)	$80,000 Land $80,000	$80,000 Land $80,000
2024	$1,338.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1571 Groveline Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1571 Groveline Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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