1559 Groveline Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1559 Groveline Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2026)
Tax Bill	$1,431 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-3569-0001-2110`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-3569-0001-2110`
Alternative APN	`263103356900012110`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1559 GROVELINE RD
City	SAINT CLOUD
State	FL
Zip	34771-8355
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	AMELIA GROVES PH 2 PB 33 PGS 167-171 LOT 211
Legal Subdivision	AMELIA GROVES PHASE 2
Legal Lot Number	211
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43700

Owner

1559 Groveline Rd, vacant land, is owned and occupied by two individuals who bought it in May 2026.

Source: Osceola County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1559 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Special Warranty Deed · Conventional Mortgage CHAMPIONS FUNDING LLC
May 14, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Deed Document Number	202663902
Deed Book / Page	6971 / 2191
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2026
Property Address	1559 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Document Number	0000063902
Book / Page	6971 / 2191
Instrument Date	May 7, 2026
Instrument	2026.63902
Record Updated	May 22, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311,080.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1559 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063903,
Date	May 14, 2026
Instrument	2026..63903

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2026
Property Address	1559 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Document Number	0069712191
Book / Page	6971 / 2191
Instrument Date	May 7, 2026
Instrument	202663902
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1559 GROVELINE RD, SAINT CLOUD, FL 34771-8355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063903,
Date	May 14, 2026
Instrument	202663903

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1559 Groveline Rd was $1,431, up 7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,431.00 (+6.95%)	$80,000 Land $80,000	$80,000 Land $80,000
2024	$1,338.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1559 Groveline Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1559 Groveline Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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