1571 Annie Penton Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1571 Annie Penton Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 2018
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Dec 2025)
Tax Bill	$2,163 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-4N-30-0000-00125-0000`

Property Details

APN / Parcel Number

Primary APN	`36-4N-30-0000-00125-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Heated Area
Gross Area	3,288 sqft
1st Floor Area	2,804 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	137,650 sqft (3.16 acres)
Lot Dimensions	5,500 ft deep x 2,500 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	364N300000001250000
Street Address	1571 ANNIE PENTON RD
City	JAY
State	FL
Zip	32565-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM AT NE CORN THN S054 34 W ON E SEC LN 2320.59 FT TO CURVD R/W OF ANNIE PENTON RD (R=966' CHB=N742'05W) & N ON CURV 41.01
Legal Range	30W
Legal Township	04N
Legal Section	36
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	4
Census Block	4017
Census Tract	10200

Owner

1571 Annie Penton Rd is owned and occupied by an individual who bought it in December 2025.

Source: Santa Rosa County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit GULF WINDS FCU
Dec 3, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Document Number	202556369
Deed Book / Page	4685 / 317
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Investor	Possibly a Property Investor

Mortgage

Document Number	0046261872
Date	Jun 13, 2025
Book Page	4626/1872
Instrument	202527073

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 3, 2025
Property Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Document Number	0046850317
Book / Page	4685 / 317
Instrument Date	Dec 2, 2025
Instrument	202556369
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7833 SKYHAWK RD, MILTON, FL 32571-5217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427

Mortgage

Document Number	0004685320
Date	Dec 3, 2025
Instrument	4685/320

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037730695
Date	Oct 11, 2018
Book Page	3773/0695
Instrument	201843792

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1571 ANNIE PENTON RD, JAY, FL 32565-9427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLURE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039621946
Date	Jun 15, 2020
Book Page	3962/1946
Instrument	202028589

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,163.00 (+1.84%) Homeowner's exemption	$213,872 (+3%)	$299,116 (+0.87%) Land $50,560 Building $248,556
2023	$2,124.00 (+2.41%) Homeowner's exemption	$207,643 (+3%)	$296,547 (+0.05%) Land $50,560 Building $245,987
2022	$2,074.00 Homeowner's exemption	$201,595	$296,403 Land $50,560 Building $245,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1571 Annie Penton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1571 Annie Penton Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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