15703 Orange Harvest Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15703 Orange Harvest Loop, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,843 sqft · built 2016
Lot Size	0.5 acres (2,160 sqft)
Owner	Individual Name on File
Last Sale	$263,300 (Aug 2016)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-22-27-3603-04-510`

Property Details

APN / Parcel Number

Primary APN	`33-22-27-3603-04-510`
Alternative APNs	`272233360304510` `127465` `128248` `129632`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	882 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.5 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15703 ORANGE HARVEST LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3199
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HICKORY HAMMOCK PHASE 1C 86/18 LOT 451
Legal Range	27E
Legal Township	22S
Legal Section	33
Legal Subdivision	HICKORY HAMMOCK PH 1C
Legal Phase	1C
Legal Tract	3603
Legal Block	4
Legal Lot Number	451
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1045
Census Tract	17116

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15703 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	2016397055
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15703 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199
Document Number	0000016124
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 ORANGE HARVEST LOOP WINTER GARDEN FL 347873199, WINTER GARDEN, FL 34787-3199

Mortgage

Document Number	0000016124
Date	Jan 11, 2021
Instrument	16124

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2046

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,039 (+2.7%)	$365,280 (-1.17%) Land $75,000 Building $290,280
2025	$3,639.00 (+5.33%) Homeowner's exemption	$263,913 (+5.99%)	$369,620 (+6.42%) Land $75,000 Building $294,620
2024	$3,455.00 (+3.88%)
2023	$3,326.00 (+3.2%) Homeowner's exemption	$249,005 (+3%)	$347,324 (+15.76%) Land $75,000 Building $272,324
2022	$3,223.00 Homeowner's exemption	$241,752	$300,035 Land $50,000 Building $250,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20