Orange County property record for 15691 Orange Harvest Loop, Winter Garden, FL 34787
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,224 sqft · built 2016 |
| Lot Size | 0.78 acres (3,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Jan 2025) |
| Tax Bill | $6,907 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-27-3603-04-540 |
| Primary APN | 33-22-27-3603-04-540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| Gross Area | 3,130 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,415 sqft (0.78 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15691 ORANGE HARVEST LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3199 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | HICKORY HAMMOCK PHASE 1C 86/18 LOT 454 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | HICKORY HAMMOCK PH 1C |
| Legal Phase | 1C |
| Legal Tract | 3603 |
| Legal Block | 4 |
| Legal Lot Number | 454 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 17116 |
Source: Orange County records · APN 33-22-27-3603-04-540
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15691 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage TERRABANK NA |
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2023 · Amount on Record |
| Deed Document Number | 202554690 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 15691 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199 |
| Document Number | 0000160044 |
| Map Reference | MB 86 PG 18-20 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 20230160044 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 MARINERS WAY, GRAND ISLAND, NY 14072-2270 |
| Name | Verified Name |
|---|---|
| Address | 7131 GRAND NATIONAL DR STE 103, 103, ORLANDO, FL 32819-8908 |
| Document Number | 0000160043 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 20230160043 |
| Name | TERRABANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 15691 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199 |
| Document Number | 0000754811 |
| Map Reference | MB 86 PG 18 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 20210754811 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16716 CARAVAGGIO LOOP, 16716, MONTVERDE, FL 34756-3708 |
| Name | Verified Name |
|---|---|
| Address | 15691 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199 |
| Document Number | 0000754813 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 20210754813 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,790 (-1.21%) Land $75,000 Building $343,790 | $418,790 (-1.21%) Land $75,000 Building $343,790 | |
| 2025 | $6,907.00 (+2.14%) | $423,930 (+3.06%) Land $75,000 Building $348,930 | $423,930 (+3.06%) Land $75,000 Building $348,930 |
| 2024 | $6,762.00 (+5.44%) | ||
| 2023 | $6,413.00 (+11.12%) | $411,325 (+13.81%) Land $75,000 Building $336,325 | $411,325 (+13.81%) Land $75,000 Building $336,325 |
| 2022 | $5,771.00 | $361,427 Land $50,000 Building $311,427 | $361,427 Land $50,000 Building $311,427 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 275 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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