15510 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 15510 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,508 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2022)
Tax Bill	$1,947 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`794-63-68-12-900-000`

Property Details

APN / Parcel Number

Primary APN	`794-63-68-12-900-000`
Alternative APNs	`149090100000029` `015937001` `456031000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,508 sqft Finished Area
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	456031000
Street Address	15510 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-7126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A - AGRICU
Legal Description	W/S HARROWGATE RD
Legal Subdivision	W/S HARROWGATE ROAD
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1000
Census Tract	100507

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 WINANT ST, STATEN ISLAND, NY 10303-2729
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202250352
Deed Book / Page	14157 / 694
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 13, 2022
Property Address	15510 HARROWGATE RD, CHESTER, VA 23831-7126
Document Number	014157-694
Book / Page	14157 / 694
Instrument Date	Oct 6, 2022
Instrument	2022050352
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WINANT ST, STATEN ISLAND, NY 10303-2729

Mortgage

Document Number	2022050353
Date	Dec 13, 2022
Instrument	2022050353

Lender

Name	HOMETOWN EQUITY MORTGAGE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,947.00 (+48.74%)	$216,000 (+2.81%) Land $42,400 Building $173,600	$216,000 (+2.81%) Land $42,400 Building $173,600
2025		$210,100 (+48.9%) Land $40,800 Building $169,300	$210,100 (+48.9%) Land $40,800 Building $169,300
2023	$1,309.00	$141,100 Land $34,400 Building $106,700	$141,100 Land $34,400 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2003–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30