15700 Willows Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15700 Willows Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,093 sqft · built 1963
Lot Size	0.574 acres (25,003 sqft)
Owner	Trust Name on File
Last Sale	$500,000 (Apr 2014)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-02-376-011`

Property Details

APN / Parcel Number

Primary APN	`70-03-02-376-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,093 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15700 WILLOWS DR
City	SPRING LAKE
State	MI
Zip	49456-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FEMA FLOOD
Legal Description	PART OF LOT 15 COM 500 FT W & 14 FT S OF NE COR OF LOT 15, TH N 89D 23M W 31 FT TH S 39D 07M W TO A PT 600 FT W OF E LI OF LOT 15, TH S TO S LI OF LOT 15, TH E'LY ALG S LI TO A PT DUE S OF BEG, TH N TO BEG WILLOWS PLAT
Legal Range	17W
Legal Township	8N
Legal Section	02
Legal Subdivision	S PLAT
Legal Block	376
Legal Lot Number	15
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1006
Census Tract	20503

Owner

15700 Willows Dr is owner-occupied and held in a trust since September 2019.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	15700 WILLOWS DR, SPRING LAKE, MI 49456-1145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2014 · Amount on File
Deed Sale	Apr 8, 2014 · Amount on File
Prior Sale	Jan 25, 2006 · Amount on File
Deed Document Number	201410081
Last Transfer Date	Sep 19, 2019
Transfer Doc	20190039045
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15700 WILLOWS DR, SPRING LAKE, MI 49456-1145
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 CASEY KEY DR, PUNTA GORDA, FL 33950-8551

Mortgage

Document Number	20230004507
Date	Feb 27, 2023
Instrument	2023-0004507

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 24, 2019
Property Address	15700 WILLOWS DR, SPRING LAKE, MI 49456-1145
Document Number	20190039045
Map Reference	LB 7 PG 25
Instrument Date	Sep 19, 2019
Instrument	2019-0039045
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 GOLDFINCH, WILLIAMSTON, MI 48895-9047

Mortgage

Document Number	20190039046
Date	Oct 24, 2019
Instrument	2019-0039046

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 15700 Willows Dr was $8,922 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,300 (+4.36%)	$560,600 (+4.36%)
2025	$8,922.00	$268,600	$537,200
2023		$264,100	$528,200
2022	$12,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15700 Willows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15700 Willows Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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