Ottawa County property record for 15620 Willows Dr, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,961 sqft · built 1961 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,173 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-02-376-016 |
| Primary APN | 70-03-02-376-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| Basement Area | 1,675 sqft |
| Unfinished Basement | 1,675 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15620 WILLOWS DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FEMA FLOOD |
| Legal Description | E 100 FT OF LOT 15 EXC N 14 FT WILLOWS PLAT |
| Legal Range | 17W |
| Legal Township | 8N |
| Legal Section | 02 |
| Legal Subdivision | S PLAT |
| Legal Block | 376 |
| Legal Lot Number | 15 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20503 |
15620 Willows Dr is owned and occupied by an individual who acquired it in December 2016.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15620 WILLOWS DR, SPRING LAKE, MI 49456-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2016 |
| Transfer Doc | 20160050037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15620 WILLOWS DR, SPRING LAKE, MI 49456-1143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200010235 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020-0010235 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 15620 Willows Dr was $5,173 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,900 (+8.41%) | $417,800 (+8.41%) | |
| 2025 | $5,173.00 Homeowner's exemption | $192,700 | $385,400 |
| 2023 | $166,700 | $333,400 | |
| 2022 | $4,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15620 Willows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15620 Willows Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures