Schenectady County and Niskayuna Town property record for 1570 Regent St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,700 sqft · built 1941 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Feb 2003) |
| Tax Bill | $10,842 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.14-4-12 |
| Primary APN | 422400 40.14-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 886 sqft |
| 2nd Floor Area | 814 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 166 ft deep x 60 ft wide |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1570 REGENT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | VAN ANTWERP GARDENS |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32000 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1570 REGENT ST, SCHENECTADY, NY 12309-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NY FEDERAL CREDIT UNION |
| Apr 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2003 · Amount on Record |
| Deed Sale | Feb 18, 2003 · Amount on Record |
| Deed Book / Page | 1644 / 498 |
| Prior Transfer Date | Nov 15, 1999 |
| Prior Transfer Doc | 1569000739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2026 |
| Property Address | 1570 REGENT ST, SCHENECTADY, NY 12309-4217 |
| Document Number | 0000010631 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202610631 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1570 REGENT ST, SCHENECTADY, NY 12309-4217 |
| Document Number | 0000010631, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202610631 |
| Name | FIRST NY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1570 REGENT ST, SCHENECTADY, NY 12309-4217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000015012 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 4752/871 |
| Instrument | 201715012 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,842.00 (+1.12%) Homeowner's exemption | ||
| 2025 | $10,722.00 | $240,000 (-) Land $41,000 Building $199,000 | $355,600 (+17.05%) Land $60,748 Building $294,852 |
| 2023 | $240,000 Land $41,000 Building $199,000 | $303,800 Land $51,899 Building $251,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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