Schenectady County and Niskayuna Town property record for 1497 Regent St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,196 sqft · built 1915 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Mar 2026) |
| Tax Bill | $11,739 (2026) |
| Deeds & Mortgages | Mar 2025 Line of Credit Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.18-3-58 |
| Primary APN | 422400 40.18-3-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| 2nd Floor Area | 738 sqft |
| Upper Floors Area | 234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 65 ft deep x 140 ft wide |
| Garage Type | Detached |
| Porch | Slab |
|---|---|
| Porch Area | 328 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1497 REGENT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MOHAWK HOME SITE COMPANY |
| Legal Block | 3 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32000 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 RAILROAD PL, 318, SARATOGA SPRINGS, NY 12866-2242 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Mar 16, 2022 | Warranty Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| May 19, 2020 | Grant Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 20265779 |
| Deed Book / Page | 2168 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1497 REGENT ST, SCHENECTADY, NY 12309-4315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 1497 REGENT ST, NISKAYUNA, NY 12309-4315 |
| Document Number | 0000005069 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 202505069 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2026 |
| Property Address | 1497 REGENT ST, SCHENECTADY, NY 12309-4315 |
| Document Number | 0000005779 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 202605779 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1497 REGENT ST, NISKAYUNA, NY 12309-4315 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 RAILROAD PL APT 318, 318, SARATOGA SPRINGS, NY 12866-2242 |
| Document Number | 0000005780 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 202605780 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 7, 2022 |
| Property Address | 1497 REGENT ST, SCHENECTADY, NY 12309-4315 |
| Document Number | 0000018124 |
| Book / Page | 2082 / 338 |
| Map Reference | MAP 1 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 202218124 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1497 REGENT ST, 1497, NISKAYUNA, NY 12309-4315 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2023 BALLTOWN RD, NISKAYUNA, NY 12309-2318 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018125 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 5217/408 |
| Instrument | 202218125 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 16, 2022 |
| Property Address | 1497 REGENT ST, SCHENECTADY, NY 12309-4315 |
| Document Number | 0000013891 |
| Book / Page | 2080 / 824 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 202213891 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 SILO DR, 28, WATERFORD, NY 12188-1248 |
| Name | Verified Name |
|---|---|
| Address | 1497 REGENT ST, NISKAYUNA, NY 12309-4315 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 19, 2020 |
| Property Address | 1497 REGENT ST, SCHENECTADY, NY 12309-4315 |
| Document Number | 0000014381 |
| Book / Page | 002034 / 000841 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 14381 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | PAC ABSTRACT LLC, PAC ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 300 VLY RD NISKAYUNA NY 123091923, NISKAYUNA, NY 12309-1923 |
| Document Number | 14383 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 004989/000618 |
| Instrument | 14383 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,739.00 (+1.15%) | ||
| 2025 | $11,605.00 | $260,000 (-) Land $40,300 Building $219,700 | $385,200 (+17.05%) Land $59,706 Building $325,494 |
| 2023 | $260,000 Land $40,300 Building $219,700 | $329,100 Land $51,010 Building $278,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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