1570 Falls Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1570 Falls Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1946
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$161,200 (Jul 2025)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019B 059A`

Property Details

APN / Parcel Number

Primary APN	`019B 059A`
Alternative APN	`990442`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Gentle Slope
Porch	Slab
Deck Area	257 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	990442
Street Address	1570 FALLS RD
City	TOCCOA
State	GA
Zip	30577-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT TRACT 2 GEORGE SCOTT SR ESTATE
Legal Subdivision	GEORGE SCOTT SR ESTATE
Legal Tract	2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2008
Census Tract	970101

Owner

Source: Stephens County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 9, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 9, 2025	Warranty Deed, Transfer
Sep 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Sep 6, 2023 · Amount on Record
Deed Book / Page	1414 / 108
Prior Transfer Date	Jul 3, 2025
Prior Transfer Doc	0014140129
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Apr 9, 2026
Property Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0014460000000001
Book / Page	1446 / 1
Instrument Date	Apr 3, 2026
Instrument	202698
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 FALLS RD, TOCCOA, GA 30577-2410

Mortgage

Document Number	0000000098,
Date	Apr 9, 2026
Book Page	1446/1
Instrument	202698

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 9, 2025
Property Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0014140108
Book / Page	1414 / 108
Instrument Date	Jul 3, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Investor	Possibly a Property Investor

Mortgage

Document Number	0001414111
Date	Jul 9, 2025
Instrument	1414/111

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 9, 2025
Property Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0014140129
Book / Page	1414 / 129
Instrument Date	Jul 3, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 FALLS RD, TOCCOA, GA 30577-2410

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 6, 2023
Property Address	1570 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0013410469
Book / Page	1341 / 469
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 FALLS RD, TOCCOA, GA 30577-2410

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (+35.84%)	$43,512 (+50.57%) Land $1,077 Building $42,435	$108,780 (+50.57%) Land $2,693 Building $106,087
2024	$879.00 (+2%)	$28,898 (+193.35%) Land $1,077 Building $27,821	$72,246 (+193.36%) Land $2,693 Building $69,553
2023	$293.00 (+68.39%)	$9,851 (+68.25%) Land $1,077 Building $8,774	$24,627 (+68.24%) Land $2,693 Building $21,934
2022	$174.00	$5,855 Land $1,077 Building $4,778	$14,638 Land $2,693 Building $11,945

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

May also be available: TruVista Communications.

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