1564 Falls Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1564 Falls Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1940
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2013)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019B 061`

Property Details

APN / Parcel Number

Primary APN	`019B 061`
Alternative APN	`493300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Terrain	Gentle Slope
Garage Area	192 sqft
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	493300
Street Address	1564 FALLS RD
City	TOCCOA
State	GA
Zip	30577-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	TRACT 2 OFF FALLS RD
Legal Subdivision	0300 - PRIMARY - SF
Legal Tract	2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2027
Census Tract	970101

Owner

1564 Falls Rd is owned and occupied by an individual who bought it in May 2013.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1564 FALLS RD, TOCCOA, GA 30577-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Jul 2, 2018	Quit Claim Deed, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Feb 9, 2009 · Amount on File
Deed Document Number	2013489
Deed Book / Page	1014 / 459
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1564 FALLS RD, TOCCOA, GA 30577-2410
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 FALLS RD, TOCCOA, GA 30577-2410

Mortgage

Document Number	0013070000000081
Date	Aug 19, 2022
Book Page	0000001307/0000000081
Instrument	001368

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1564 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0012450087
Instrument Date	Mar 9, 2021
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 FALLS RD TOCCOA GA 305772410, TOCCOA, GA 30577-2410

Mortgage

Document Number	0012450087
Date	Mar 26, 2021
Book Page	001245/000087

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 25, 2036

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 2, 2018
Property Address	1564 FALLS RD, TOCCOA, GA 30577-2410
Document Number	0011540006
Book / Page	001154 / 000006
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 FALLS RD TOCCOA GA 305772410, TOCCOA, GA 30577-2410

Mortgage

Document Number	11540007
Date	Jul 2, 2018
Book Page	001154/000007

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1564 Falls Rd was $1,088.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00	$31,203 Land $3,270 Building $27,933	$78,007 Land $8,175 Building $69,832
2023	$748.00 (+3.89%)	$21,172 (+3.98%) Land $3,270 Building $17,902	$52,930 (+3.98%) Land $8,175 Building $44,755
2022	$720.00	$20,362 Land $3,270 Building $17,092	$50,905 Land $8,175 Building $42,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1564 Falls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1564 Falls Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

May also be available: TruVista Communications.

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