157 Willow St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 157 Willow St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 2,653 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jan 2017)
Tax Bill	$5,559 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172 0000 0022 A`

Property Details

APN / Parcel Number

Primary APN	`172 0000 0022 A`
Alternative APN	`LAWR M:0172 B:0000 L:0022`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,653 sqft Living Area
Gross Area	4,323 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	172 0000 0022 A
Street Address	157 WILLOW ST
City	LAWRENCE
State	MA
Zip	01841-1091
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Subdivision	BIRCHWOOD POINT CONDO
Legal Lot Number	22
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2002
Census Tract	250400

Owner

157 Willow St, a triplex, is owned and occupied by an individual who bought it in January 2017.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	157 WILLOW ST, LAWRENCE, MA 01841-1091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage NE REGIONAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Transfer Doc	0000115586
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	157 WILLOW ST, LAWRENCE, MA 01841-1091
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124793
Date	May 5, 2021
Instrument	124793

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 27, 2017
Property Address	157 WILLOW ST, LAWRENCE, MA 01841-1091
Document Number	0000115586
Instrument Date	Jan 27, 2017
Instrument	115586
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW ST LAWRENCE MA 018411013, LAWRENCE, MA 01841-1013

Mortgage

Document Number	115587
Date	Jan 27, 2017
Instrument	115587

Lender

Name	NE REGIONAL MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 157 Willow St was $5,559, up 3.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,559.00 (+3.12%)	$643,400 (+5.03%) Land $97,500 Building $545,900
2025	$5,391.00 (+2.2%)	$612,600 (+7.42%) Land $97,500 Building $515,100
2024	$5,275.00 (+5.52%)	$570,300 (+15.91%) Land $102,400 Building $467,900
2023	$4,999.00	$492,000 Land $98,900 Building $393,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 157 Willow St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	67 (1984–2020)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, May 2006 · 30 claims Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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