148 Willow St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 148 Willow St, Lawrence, MA 01841

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 4 ba · 2,708 sqft · built 1910
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on Record
Last Sale	$59,000 (Apr 1991)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Apr 2022 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172 0000 0006 A`

Property Details

APN / Parcel Number

Primary APN	`172 0000 0006 A`
Alternative APN	`LAWR M:0172 B:0000 L:0006`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	5,089 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	172 0000 0006 A
Street Address	148 WILLOW ST
City	LAWRENCE
State	MA
Zip	01841-1097
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	6
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1004
Census Tract	250400

Owner

Source: Essex County and Lawrence City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	115 SPRUCE ST, LAWRENCE, MA 01841-1023
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 1, 2018	Deed of Trust, Mortgage BANK OF ENGLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 1991 · Amount on Record
Deed Sale	Apr 4, 1991 · Amount on Record
Last Transfer Date	Jun 2, 2025
Transfer Doc	0018330-27
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	148 WILLOW ST, LAWRENCE, MA 01841-1097
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017415-216
Date	Apr 19, 2022
Book Page	17415/216
Instrument	9325

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	148 WILLOW ST, LAWRENCE, MA 01841-1097
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15572-73
Date	Aug 1, 2018
Book Page	15572/73
Instrument	18590

Lender

Name	BANK OF ENGLAND MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,828.00 (+9.75%)	$548,600 (+15.35%) Land $120,800 Building $427,800
2024	$4,399.00 (-4.74%)	$475,600 (+4.64%) Land $126,800 Building $348,800
2023	$4,618.00	$454,500 Land $122,500 Building $332,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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