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157 Wardlow Rd E, Gates, TN 38037 Property Records

Lauderdale County property record for 157 Wardlow Rd E, Gates, TN 38037 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2004
Square Footage990 sqft Living Area
Lot Size91,476 sqft (2.1 acres)
OccupancyOwner Occupied
Last Sale$134,900 (2025)
Tax Bill$424.00 (2025)

Property Details

APN / Parcel Number

Primary APN049054D C 00400
Alternative APN
  • 054D C 00400

Interior

Full Baths1 Baths
Building Area990 sqft Living Area
1st Floor990 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area91,476 sqft (2.1 acres)
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address157 WARDLOW RD E
CityGATES
StateTN
Zip38037-4756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 17, COUNTY AREA: G88
JurisdictionLAUDERDALE TN
Minor Civil Division7
Census Blockgroup1
Census Block1048
Census Tract50300

Owner

Source: Lauderdale County records · APN 049054D C 00400

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address157 WARDLOW RD E, GATES, TN 38037-4756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST COMMUNITY MORTGAGE INC
Jun 05, 2025Intrafamily Transfer, Transfer
May 28, 2025Special Warranty Deed, Transfer
Mar 26, 2025Special Warranty Deed, Foreclosure
SERVICELINK CRS, SERVICELINK LLC
Mar 26, 2025Foreclosure
SERVICELINK CRS, SERVICELINK LLC
Jun 20, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
EVERETT FINANCIAL INC
Jan 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAUDERDALE COUNTY BANK
Feb 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleMay 28, 2025 · Amount on Record
Deed Doc Number2025211788
Deed Book / Page833 / 190
Prior Transfer DateJun 05, 2025
Prior Transfer Doc000824/534
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateNov 10, 2025
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000833/190
Book / Page833 / 190
Instrument DateNov 07, 2025
Instrument211788
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$499.13
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 650094, DALLAS, TX 75265-0094

Mortgage

Document Number0000211789
DateNov 10, 2025
Instrument211789
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number000833/213
DateNov 10, 2025
Book Page833/213
Instrument211790
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Address262 ROBERT ROSE DR, MURFREESBORO, TN 37129
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAUDERDALE TN
Recording DateJun 05, 2025
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000824/534
Book / Page824 / 534
Instrument DateJun 05, 2025
Instrument210182
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 CROSSROADS CEMETERY RD, RIPLEY, TN 38063

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAUDERDALE TN
Recording DateMay 28, 2025
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000824/193
Book / Page824 / 193
Instrument DateMay 22, 2025
Instrument210097
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$281.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 EAST ST, COVINGTON, TN 38019-2613

March 2025: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionLAUDERDALE TN
Recording DateMar 26, 2025
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000819/657
Book / Page819 / 657
Instrument DateMar 13, 2025
Instrument209240
Transaction TypeForeclosure
Record UpdatedJan 16, 2026
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

March 2025: Foreclosure

Document TypeForeclosure
JurisdictionLAUDERDALE TN
Recording DateMar 26, 2025
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000819/641
Book / Page819 / 641
Instrument DateFeb 28, 2025
Instrument209238
Transaction TypeForeclosure
Record UpdatedJan 16, 2026
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
Tax$334.33
Amount AccuracyJudgment Amount

Transferred From (Grantor/Seller)

NameVerified Name
Address157 WARDLOW RD E, GATES, TN 38037-4756

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateJun 20, 2023
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number000791/846
Book / Page791 / 846
Instrument DateJun 17, 2023
Instrument203230
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyUNKNOWN, FAYETTE COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$337.07
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 WARDLOW RD E, GATES, TN 38037-4756

Mortgage

Document Number0000203231
DateJun 20, 2023
Instrument203231
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000695/329
DateJan 17, 2017
Book Page695/329
Instrument181182
Lender
NameLAUDERDALE COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2037

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateFeb 17, 2017
Property Address157 WARDLOW RD E, GATES, TN 38037-4756
Document Number0000181512
Book / Page000696 / 000429
Instrument DateFeb 14, 2017
Instrument181512
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.75
Amount AccuracyConfirmed
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address184 THOMAS ST ATOKA TN 380047172, ATOKA, TN 38004-7172

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityGates Town
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$424.00$16,700 (-) Land $1,925 Building $14,775
2024$424.00 (+38.56%)$16,700 (-) Land $1,925 Building $14,775
2023$16,700 (-) Land $1,925 Building $14,775
2022$306.00$16,700 Land $1,925 Building $14,775
2021$66,800 Land $7,700 Building $59,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (47097C), updated September 28, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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