102 Wardlow Rd E, Gates, TN 38037 Property Records

Lauderdale County property record for 102 Wardlow Rd E, Gates, TN 38037

Property Summary

Property Type	Commercial
Details	1 ba · 1,744 sqft · built 1954
Lot Size	3.99 acres (173,804 sqft)
Owner	Individual Name on File
Last Sale	$78,262 (Oct 2006)
Tax Bill	$176 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`049054D B 00101`

Property Details

APN / Parcel Number

Primary APN	`049054D B 00101`
Alternative APN	`054D B 00101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,744 sqft
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 1954
Exterior Material	Siding
Lot Area	173,804 sqft (3.99 acres)
Porch	Porch
Porch Area	320 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 WARDLOW RD E
City	GATES
State	TN
Zip	38037
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1
Legal Description	DISTRICT: 17, COUNTY AREA: G88
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1049
Census Tract	50300

Owner

Source: Lauderdale County records · APN 049054D B 00101

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 190, GATES, TN 38037-0190
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2006 · Amount on Record
Deed Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	0000563725
Deed Book / Page	563 / 725
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	102 WARDLOW RD E, GATES, TN 38037
Document Number	0000188832
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 05, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WARDLOW RD E GATES TN 38037, GATES, TN 38037

Mortgage

Document Number	0000188832
Date	May 20, 2019
Book Page	000726/000783
Instrument	188832

Lender

Name	GATES BNKG & TR
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$176.00 (+39.68%)	$6,920 (-) Land $4,480 Building $2,440
2023		$6,920 Land $4,480 Building $2,440
2022	$126.00
2021			$17,300 Land $11,200 Building $6,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 65 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GATES WATER DEPARTMENT serves 670 people
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.