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157 Spring Mountain Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 157 Spring Mountain Rd, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1989
Square Footage1,048 sqft Finished Area
Lot Size15,725 sqft (0.361 acres)
OccupancyOwner Occupied
Last Sale$316,000 (2020)
Tax Bill$4,164.00 (2026)

Owner

Source: Albemarle County records · APN 090C0-00-00-11400

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address157 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC COAST MORTGAGE
May 28, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ATLANTIC COAST MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2020 · Amount on Record
Deed SaleMay 28, 2020 · Amount on Record
Prior SaleDec 28, 2012 · Amount on Record
Deed Doc Number20206196
Deed Book / Page5323 / 313
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address157 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
Transaction TypeMortgage
Record UpdatedApr 06, 2021
Title CompanyAMG TITLE LLC, ALM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5496/92
DateMar 10, 2021
Book Page5496/92
Instrument2021-00004169
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateMay 28, 2020
Property Address157 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
Document Number0000006196
Book / Page005323 / 000313
Instrument DateMay 14, 2020
Instrument6196
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 SPRING MOUNTAIN RD CHARLOTTESVILLE VA 229028796, CHARLOTTESVILLE, VA 22902-8796

Mortgage

Document Number6197
DateMay 28, 2020
Book Page005323/000317
Instrument6197
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 27, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,164.00 (+12.81%)$465,800 (+12.81%) Land $200,000 Building $265,800$465,800 (+12.81%) Land $200,000 Building $265,800
2025$3,691.00 (+14.38%)$412,900 (+9.26%) Land $144,000 Building $268,900$412,900 (+9.26%) Land $144,000 Building $268,900
2023$3,227.00$377,900 Land $144,000 Building $233,900$377,900 Land $144,000 Building $233,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN090C0-00-00-11400
Alternative APN
  • 36907

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,048 sqft Finished Area
Stories1 Stories
Primary FlooringParquet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area15,725 sqft (0.361 acres)
Garage TypeDetached Garage
Garage Area480 sqft Garage

Exterior Amenities

Patio Area132 sqft Patio
Porch Area269 sqft Porch
ViewProximity to Airport View
Storage Building80 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address157 SPRING MOUNTAIN RD
CityCHARLOTTESVILLE
StateVA
Zip22902-8796
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK SEC 3 LOT 114 PH-1
Legal SubdivisionMILL CREEK
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup2
Census Block2004
Census Tract11303

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