149 Spring Mountain Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 149 Spring Mountain Rd, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,187 sqft · built 1989
Lot Size	0.419 acres (18,252 sqft)
Owner	Individual Name on File
Tax Bill	$5,137 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090C0-00-00-11600`

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-11600`
Alternative APN	`36909`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,187 sqft Finished Area
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	18,252 sqft (0.419 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	406 sqft
Patio Area	378 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	149 SPRING MOUNTAIN RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-8796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK 3 116 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-11600

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	149 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Jan 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	149 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000571
Date	Jan 20, 2026
Instrument	202600000571

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	149 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000039
Date	Jan 04, 2022
Instrument	202200000039

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,137.00 (+8.51%)	$574,600 (+8.5%) Land $200,000 Building $374,600	$574,600 (+8.5%) Land $200,000 Building $374,600
2025	$4,734.00 (+17.29%)	$529,600 (+12.04%) Land $144,000 Building $385,600	$529,600 (+12.04%) Land $144,000 Building $385,600
2023	$4,036.00	$472,700 Land $144,000 Building $328,700	$472,700 Land $144,000 Building $328,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Ting Fiber	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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